-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
-
- Herndon, VA
- Mc Lean, VA
- Vienna, VA
- Chantilly, VA
Your Local CrossCountry Mortgage Loan Officer
Gina Myers
I’ll be with you every step of the way
I’m Gina Myers, Regional Vice President at America’s #1 Retail Mortgage Lender. As the #1 female home loan specialist in Virginia with 25+ years of real estate experience, my team and I offer concierge-level home financing to clients across the D.C. Metro area, Virginia, Maryland, Delaware and North Carolina.
Based in Fairfax, VA, I’ve originated more than $1 billion in mortgages — landing me on Mortgage Executive Magazine’s Top 200 Mortgage Originators in America list and Scotsman Guide’s Top 1% Originators rankings.
Whether you’re a first-time homebuyer, refinancing or pursuing specific financial goals, I’ll help you succeed with competitive mortgage rates and a range of home loan options:
- Home purchase loans
- Home equity loans
- VA loans
- Portfolio loans
- First-time homebuyer programs
- Down payment assistance programs
With bilingual support in English and Spanish, I’m dedicated to providing personal guidance from application to closing. Start your journey by getting pre-approved today!
Gina’s testimonials
My Videos
Guides and resources
My social posts
Inspiration for your home loan journey
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.