Headshot of Habib Sadaka

Habib Sadaka

Branch Manager

The Habib Sadaka Team

NMLS #339526

100 Warren Street, Suite 313
Mankato, MN 56001
Contact Methods
tel Phone
mobile Mobile
(507) 380-0780
fax Fax


About Habib

As a Loan Officer with over 15 years of experience, I have personally closed over 1,000 loans. In the process, I have helped hundreds of clients achieve their financial goals and build wealth through real estate. In 2019, I ranked #15 on the Scotsman Guide’s Top Originators list for Most Loans Closed in 2019. I have also been recognized as a Platinum-Level Top Producing Lender with the Minnesota Housing Finance Agency. Becoming a VA Loan Specialist has allowed me to assist even more members in our community, specifically the men and women of our Armed Forces.

I know that every mortgage experience is unique, which is why I take care in guiding my clients through the process of financing their homes. My primary focus is making the mortgage process efficient, painless, and most importantly, transparent. I combine program knowledge with tenacity to make sure even the most difficult transactions close.

Whether this is your first home, your next home, a refinance, or an investment property, I am here to guide you with a level of communication that gives you confidence you’re making the right choices for you and your family. I offer a wide range of products, from conventional and jumbo to FHA, VA, and renovation. Together, we’ll find the right one for your specific situation.

If you value communication, honesty, and transparency in your financial transactions, The Habib Sadaka Team is ready to help you achieve your real estate dreams.


  • Purchase and Refinance
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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