Headshot of Jim Kochakian

Jim Kochakian

Branch Manager

Jim Kochakian Team

NMLS #5085

Adress
2 Elm Square, Suite 201B
Andover, MA 01810
Contact Methods
Email
tel Phone
978-835-7413
Apply Now

About Jim

When you come to me for a home loan, I start by listening. I’ll work with you to understand your financial goals and offer the mortgage options best suited to your unique circumstances. I will assist you in navigating the home financing process to make it as smooth as possible, communicating clearly from application to closing. However, my job doesn’t end at closing – I’ll always be available to answer your questions and advise you on future home loans.

I’ve consistently been recognized as one of the top mortgage originators in the nation. I have been honored with awards and accolades from top home financing institutions and industry leaders:

  • Top Producer, Dollar Volume (1992-2009, 2016, and 2018)
  • Top 1% Mortgage Originators in America (2017 – 2022)
  • 5 Year Service Award (2015)
  • Volunteer Service Excellent Award (2014 – 2016)
  • Top 10 Producer Award (2010 – 2015)
  • Chairman’s Circle (2020 – 2021)

I am active in my community volunteering at the Lazarus House, along with coaching youth sports. I’m a graduate of Bentley University where I received a bachelor’s degree in finance.

I have closed over $3 billion in loans during the past 33 years and More importantly, helped thousands of clients achieve their dream of homeownership. I’m an expert in many types of loans, including Conforming, Jumbo, VA, and FHA mortgages. Whatever your situation may be, I’m on call seven days a week for my partners and clients. When it comes to homebuying and refinancing, I’m ready to be your loan officer for life!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

What Our Clients Say

This was the 2nd home purchased with Jim K and the GR team. Both were VA loans. From the beginning, they were expedient, professional, and knowledgeable. All the process intricacies were explained. The online app used made it much easier with all of the documentation needed to send or receive. Saved a lot of time and confusion. Thank you Jim!!
Nigel S.
I've been dealing with Jim Kochakian for years; he's great to deal with. He and his team make the process seamless
Sharon W.
We were given a short closing date by the seller and Jim and his staff made it happen. I am not surprised, Jim has been my mortgage expert and also my friend for more than 25 years! His knowledge and foresight of the mortgage industry is second to none. Whether you are buying your first home, your fifth, or simply refinancing, if you haven't talked to Jim Kochakian you are missing out. His guidance and patience will help you through the dreaded mortgage experience! I can't thank him enough for all he has done for me throughout the years!
James C.
Jim and his team did everything they could and succeed in getting the loan for the house we were living in.
Scott H.
Jim Kochakian and his team were outstanding. We really appreciate all their efforts!
Steven R.
I have worked with Jim Kochakian for many mortgages, primary and refinancing included. I know Jim to deliver the highest customer service and to help obtain the best rate. His operations team is very proactive and helpful and is very much aligned with his customer service approach and attitude.
David C.
Absolutely excellent from start to finish with Jim and his team. Thank you so much for the best experience I've ever had with a refinance!
Justin P.
Jim worked with me to guide me through the mortgage buying process. He patiently worked with me when I was negotiating with other lenders on interest rates. He is always available to answer any questions and kept us informed of the mortgage timelines to close on a property. He kept checking in with me even when I was passively home hunting. I would highly recommend him just for the simple fact that he provides top notch service.
Ganesh S.
Jim has always been up front and honest with us. He gets right back to us with any questions we have and always keeps us informed during the process.
Matthew M.
Jim was outstanding as always, he is my go-to guy for any financial needs.
Rodrigo B.

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member
First-time homebuyers and their child playing in their new home

First-time homebuyers:
Get up to $5,250!

 

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience!

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life.

For terms and conditions, visit
crosscountrymortgage.com/loan-types/programs/ccm-smart-start

Get Started

First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership. Let’s discuss your options today.

Contact Me

Recent Posts and Articles

Blog

  • Father and daughter stand outside of their new home
    Published on

    What Is A Lender Credit?

    Discover how lender credits can ease your homebuying journey by covering closing costs. Learn their benefits, drawbacks, and how they impact your mortgage.

  • Home buyer Family sits around together on couch in their new home.
    Published on

    National Association of Realtors Profile of Home Buyers and Sellers

    Discover insights from the National Association of Realtors 2023 Home Buyers and Sellers Profile: trends, data, and analysis for the real estate industry.

  • Lawn mower cutting grass following a homeowners annual lawn care schedule.
    Published on

    Lawn Care Schedule

    Optimize your lawn's health and beauty year-round with our free printable PDF lawn care schedule. From spring growth to winter prep, we've got you covered!

  • Home purchased using a VA Loan displays the American flag.
    Published on

    VA Loan Requirements 2024

    Discover VA loan requirements for 2024. Learn how Military Personnel and Veterans achieve homeownership. Benefits, qualifications, and loan types are explained.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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