Headshot of Jim Kochakian

Jim Kochakian

Branch Manager

Jim Kochakian Team

NMLS #5085

About Jim

When you come to me for a home loan, I start by listening. I’ll work with you to understand your financial goals and offer the mortgage options best suited to your unique circumstances. I will assist you in navigating the home financing process to make it as smooth as possible, communicating clearly from application to closing. However, my job doesn’t end at closing – I’ll always be available to answer your questions and advise you on future home loans.

I’ve consistently been recognized as one of the top mortgage originators in the nation. I have been honored with awards and accolades from top home financing institutions and industry leaders:

  • Top Producer, Dollar Volume (1992-2009, 2016, and 2018)
  • Top 1% Mortgage Originators in America (2017 – 2022)
  • 5 Year Service Award (2015)
  • Volunteer Service Excellent Award (2014 – 2016)
  • Top 10 Producer Award (2010 – 2015)
  • Chairman’s Circle (2020 – 2021)

I am active in my community volunteering at the Lazarus House, along with coaching youth sports. I’m a graduate of Bentley University where I received a bachelor’s degree in finance.

I have closed over $3 billion in loans during the past 33 years and More importantly, helped thousands of clients achieve their dream of homeownership. I’m an expert in many types of loans, including Conforming, Jumbo, VA, and FHA mortgages. Whatever your situation may be, I’m on call seven days a week for my partners and clients. When it comes to homebuying and refinancing, I’m ready to be your loan officer for life!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

What Our Clients Say


First-time homebuyers and their child playing in their new home

First-time homebuyers:
Get up to $5,250!


There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience!

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life.

For terms and conditions, visit

Get Started

First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership. Let’s discuss your options today.

Contact Me

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 978-835-7413