Jim and Jacob Clay

Clay & Clay Mortgage Lenders

Your Local CrossCountry Branch

1739 Rowan Suite A
Louisville, KY 40202

tel Phone
(502) 200-9277
email Email


At CrossCountry Mortgage, your future is our focus.

Jim Clay has a large database of delighted customers due to his outstanding service level.

He's a master of his craft, which comes with 24 years of commercial and residential lending experience, and hundreds of millions of dollars in loan volume closed. Licensed in Kentucky, Indiana, Illinois, Missouri, South Carolina, and Tennessee, Jim was hand-picked to join mortgage guru Jeremy Forcier's team with CrossCountry five years ago. He grew up in Danville, KY, won a state wrestling title in 1987, and was enshrined with his brother John in the Danville High School Athletic Hall of Fame in 2018. He went on to wrestle at Illinois for a couple of seasons and later finished up at the University of Kentucky.

Your Loan Officers Here to Help

Meet Our Loan Officers

Our team + your home loan = success!

Our mortgage team is dedicated to one thing. You. We work together to give you the smoothest home loan experience possible. Because we each have our own role, we can concentrate on helping you with our individual expertise, creating a mortgage process that moves easily from milestone to milestone. Our commitment to communication means you will always know what’s happening as your loan progresses, and you can reach out with your questions at any time. We offer a wide range of loan programs, from FHA and VA to conventional and jumbo. We have the knowledge and experience to find the loan that’s right for you. Whether you are buying, refinancing, or renovating, our team is ready to give you the outstanding mortgage experience you deserve.
A cozy couch in a living room in Louisville, KY

Owning a home is exciting and rewarding!

We’re here to make the financing process as easy and enjoyable for you as possible — because it’s more than a mortgage, it’s the keys to your future!

Whether it’s your first home, a luxury home or an investment property, a mortgage puts you in position to enjoy all sorts of personal and financial benefits: equity and wealth building, security and stability, pride of ownership and more!

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