Headshot of Kathy Graham

Kathy Graham

Loan Officer

Louisville, KY Mortgage Lender

NMLS #150692

833 Valley College Drive, Suite 9
Louisville, KY 40272
Contact Methods
mobile Mobile
(502) 494-4275


About Kathy

I began my career as a banker in 1982. In 1997, I decided to specialize in the mortgage industry – the most rewarding decision of my career. Whether you’re seeking to purchase, refinance, or renovate a home, I can help you choose the right product for your goals.

When you work with me, I'll take time to understand your priorities and circumstances. I'll offer an open line of communication, ensuring I'm always available to answer your questions. You’ll get expert customer service and dedicated support throughout the process. I know that buying a home is a uniquely personal experience and one of the largest financial investments you can make. That's why I'll always put you first and keep you informed every step of the way.

From our first conversation to closing, I'm committed to your best interests and creating the best home loan experience possible.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later


Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at