Headshot of Hilda Gonzalez

Hilda Gonzalez

Loan Officer

Loveland, CO Mortgage Lender

NMLS #840809

4045 Saint Cloud Drive, #200
Loveland, CO 80538
Contact Methods
tel Phone
mobile Mobile
(720) 840-4168
fax Fax


About Hilda

Since joining the mortgage industry in 2008, I was a closer and processor before moving into sales in 2016. I joined because I wanted to help families get into homes with integrity, excitement, and transparency – in English or Spanish as a bilingual loan officer. I’ve worked for clients all over Colorado, keeping their best interests at heart and helping them achieve their homeownership dreams. I look forward to doing the same for you!

Home financing starts with discussing your goals and circumstances to provide a personalized mortgage experience. If you’re a first-time homebuyer, I’ll walk you through each step of the loan process and resolve any questions you may have. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, and VA have evolved to make your dream home a reality.

On a personal note, I’m a mom of three boys who enjoys family time, travel, bubbles, and spicy food. I can’t wait to learn your story and help you open the next chapter in it.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 970-837-5792