Headshot of Shelby Wardlaw

Shelby Wardlaw

Loan Officer

Loveland, CO Mortgage Lender

NMLS #1458807

4045 Saint Cloud Drive, #200
Loveland, CO 80538
Contact Methods
tel Phone
mobile Mobile
(970) 673-6881


About Shelby

Purchasing a home is one of life’s most exciting milestones. Whether you’re a first-time homebuyer, looking to upgrade, planning to downsize, or simply wishing for a change, I’m dedicated to getting you the loan that fits your needs best. From Conventional and Jumbo to FHA and VA, you can count on me to explain your options and help develop a plan just for you.

With over eight years of experience in the mortgage industry, I’m an expert in providing a seamless process. I understand home financing can seem overwhelming, which is why I’ll start by setting proper expectations upfront. I’ll always be in your corner to answer questions, provide loan status updates, and guide you from application to closing – even in Spanish if you choose! I can’t wait to start your home financing journey.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 970-673-6881