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9130 Galleria Court, Suite 101 Naples, FL 34109 Mobile (239) 254-2260 Tel (239) 596-0500 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Your Local CrossCountry Mortgage Loan Officer
Lauren Maxwell
I’ll be with you every step of the way
Hi, I’m Lauren, and I have no regrets about my career in the mortgage industry. It all began by chance in 1987, and what I thought was “just a job” quickly turned into my passion. Helping clients, even those with complex financial situations, find their dream home is deeply satisfying. I make it a point to return every message by the end of the day. Whether it’s a $70,000 home or a $7 million estate, my team and I approach each situation with a “can do, will do” attitude.
My success has been recognized by Scotsman Guide, ranking me as the #1 Woman Originator in Florida for two years running, along with honors for Most Loans Closed, Top Dollar Volume, Top Purchase Volume, and Top FHA Volume. Even amid the COVID pandemic, I helped over 1,000 families close more than $329 million in loans.
My success has also allowed me to give back through various charitable efforts across Florida and with America’s #1 Retail Mortgage Lender, such as PACE Center for Girls, Wounded Warriors, and many others.
Lauren’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.