Address
41 Pinelawn Road Suite GL-2
Melville, NY 11747
Contact
Phone
(631) 546-0952 (631) 546-0952
Email
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Purchase
Purchase
Refinance Loans
Refinance Loans

Awards

MEET YOUR LOAN OFFICER

About Ralph

Ralph has long been considered an industry expert with over 30 years of experience. His knowledge, professionalism and attention to detail has helped thousands of families with the refinance or purchase of their new home.

In 1987 Ralph graduated from Hofstra University with a degree in Banking and Finance. After many successful years as a Sales Manager, Ralph started and led one of the top branches of Guaranty Residential Lending for over 12 years as Vice President and Branch Manager of their Melville New York office. Recently Ralph finished up a 11-year career with Freedom Mortgage where he was consistently one of the top 25 Producers.

We are delighted to have Ralph at CrossCountry Mortgage as one of the Originating Branch Managers for the Melville, Long Island Office. Ralph enjoys living in the town of Huntington with his wife and four beautiful children. "It gives me great satisfaction to use my experience, knowledge and expertise to help families achieve their dream of home ownership."

Quick Contact Form

Send me a message below or give me a call at (631) 546-0952

Blog

Recent Posts and Articles

  • Is a VA Loan Right for You?

    If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.

  • tan house summer weather

    Navigating a Hot Homebuying Market Amid Rising Rates

    Spring and summer are typically strong periods for home sales, and this season may be more competitive than ever. When navigating today’s complex mortgage environment, here are some things to consider based on recent trends.

  • A home prepared for colder weather after following tips to winterize your home

    Frosty Fixups: 10 Ways to Winterize Your Home

    Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all season long.

  • Fall Check Up: Protect Your Home in 10 Steps

    Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

People in New York City walking up a multi-level sidewalk structure

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.