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Michael Giannetto

Branch Manager

NMLS #18637

Address
19 North Main Street, Suite A
Pearl River, NY 10965
Contact
Phone
(845) 496-0836 (845) 496-0836
Cell phone
(516) 680-5517 (516) 680-5517
Email
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Purchase
Purchase
Refinance Loans
Refinance Loans

Awards

MEET YOUR LOAN OFFICER

About Michael

The best mortgage professional is someone who will listen, someone you can trust, and someone who refuses to treat you like a number. I am that someone, and I am determined to provide you with home financing strategies based on your unique financial objectives, time horizon, risk preferences, and tax considerations.

My unique approach involves assessing your situation and creating a strategy designed to deliver the best mortgage product and available rate, whether you're purchasing or refinancing your primary residence, a second home or an investment property. With access to dozens of loan products and programs, I can secure the most competitive rates in the industry while keeping your fees as low as possible.

Above all, I will use my knowledge and expertise to consult you on the mortgage solution that best fits your needs. I have been providing mortgage planning services since 1998 so you can be confident that my experience and tenure in this industry will translate to a smooth, stress-free mortgage experience for you and your family.

I currently reside in Washingtonville, NY with my wife Stacy and our two daughters. We try to take full advantage of what Orange County and the Hudson Valley has to offer. We feel blessed to live in this area.

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Recent Reviews for Michael Giannetto

My professional community and organization affiliations

  • Orange County Leadership - Orange Graduate 2015
  • Orange County Leadership - Orange Board of Directors
  • Orange County Chamber of Commerce
  • Goshen Chamber of Commerce
  • Business Network International
  • Hudson Valley Senior Source
  • Central Orange County Italian American Association
  • Blooming Grove Chamber of Commerce
  • New York/New Jersey/Pennsylvania Mortgage Loan Originator Licenses

Blog

Recent Posts and Articles

  • Couple researching which mortgage will provide more benefits for them when they buy a home
    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.
  • A couple confident about their finances after lowering their mortgage interest rate by refinancing

    Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!
  • A homeowner looking into how refinancing mortgages and current mortgage refinance rates

    Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!
  • An entrepreneur researching proprietary loan products for the self-employed

    Buying a Home Without W-2s or Paystubs.

    You can still get a home loan if you don’t have W-2s or paystubs! Our Signature Series of proprietary loan products offers mortgages for people with less-traditional employment and sources of income.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say