Michael Harrington

Hi, I’m Michael, and I’m dedicated to making your mortgage a win! I love serving my Katy, TX community as a loan officer, bringing homeownership dreams to life in the place I call home.

Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time.

With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.

Ready to take the first step toward your homeownership dreams? Reach out to me and make your mortgage a win with America’s #1 Retail Mortgage Lender!

Specialties

Purchase and Refinance
Purchase
Refinance Loans

Michael’s Testimonials

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We want to put homeownership within your reach. CCM Community Promise can provide $6,500 in down payment assistance if you live in a qualifying neighborhood in select cities.

You must live in an eligible census tract in these communities at the time you apply for your home loan, but you can purchase a home anywhere in the United States.

Start your pathway to homeownership. Get in touch to see if you're eligible.

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You can save a lot of money with energy-efficient appliances and eco-friendly home improvements. But if you don’t have cash, you’ll probably have to pay for them with a high interest rate credit card or personal loan that’ll cut into the money you’re saving.

Meet CCM EasyGreen, an energy-efficient home mortgage that finances your improvements and gives you a special lower interest rate, too.

Start here

Published on Sep 18, 2024

Fed Rate Cuts 2024: Federal Reserve Cuts Funds Rate

Learn how the 2024 Fed rate cuts could affect mortgage rates. Explore opportunities for homebuyers and homeowners to benefit from lower interest rates.
Published on Aug 13, 2024

Mortgage Rates: How To Prepare For A Drop

Prepare for future rate drops with our guide on mortgage rates. Learn how to improve your credit, save for a down payment, and explore loan options to get ready.
Published on Aug 8, 2024

What is the Average Down Payment on a House?

Curious what the average down payment is on a house? Learn how factors like home price, loan type, and location influence what you need to save in this guide.
Published on Aug 6, 2024

What Is A Home Equity Line Of Credit (HELOC)?

Explore how a Home Equity Line of Credit (HELOC) can fund major expenses and learn about the application process, interest rates, and the pros and cons.

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

The Mortgage Process

There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.
Payment Calculator

How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan

I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.
Home Loan Check List

Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

VP, Branch Manager

NMLS #227958

Adress

5614 1st Street, Suites 1 & 2
Katy, TX 77493

Contact Methods

Email: [email protected]
tel Phone: 832-476-7084
mobile Mobile: (832) 771-7295
fax Fax: 832-476-7084

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