Headshot of Mike Horvath

Mike Horvath

Branch Manager

Mike Horvath Team

NMLS #370287

301 North Cattlemen Road, Suite Number 101
Sarasota, FL 34232
Contact Methods
mobile Mobile
(239) 297-6026


About Mike

In our hectic and crazy world, you need someone who will be on your side. Your homeownership dreams are my top priority, no matter if this is your first mortgage or fifth. You can count on me to provide regular loan status updates, and my immediate response times will make sure that none of your questions go unanswered. From our first conversation to closing, we’ll walk through every step of the home loan process together.

With 17 years of mortgage experience, I have the product knowledge to guide you along your homeownership journey with ease. From conventional and jumbo to FHA and VA, I’ll help you understand the details and find the right product for you. I can’t wait to help you get started on your journey to owning a home!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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