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Zak Raffel

Loan Officer

NMLS #1470292

Address
102 Chestnut Ridge Rd Suite 200
Montvale, NJ 07645
Contact
Phone
(201) 746-6777 (201) 746-6777
Cell phone
(914) 419-5638 (914) 419-5638
Email
[email protected]
Fax
201-591-7965
Specializes in
Purchase and Refinance
Purchase and Refinance
Purchase
Purchase
Refinance Loans
Refinance Loans

Awards

MEET YOUR LOAN OFFICER

About Zak

It is a privilege to work with my clients and help them buy their home while delivering a world class experience they deserve. Since there is so much that goes into buying a home, my top priority is to educate and explain every aspect of your mortgage and ensure that you become a customer for life.

Finding the best loan product to suit your needs at the best rate possible is a given. It is the intangibles, the client customer care that makes the difference when working with me.

When I am not working, you will find me with my wife and two young boys, cherishing every moment I have with them.

Thank you for taking a moment out of your day to read this and learn a little bit about me.

Quick Contact Form

Send me a message below or give me a call at (201) 746-6777

Blog

Recent Posts and Articles

  • Senior couple browsing home financing options for their home renovation

    Whether you’re aging in place or bringing older relatives into your home, know your options and limitations for building in, building out and reducing hazard risk.

  • First time homebuyers fixing up their historic home thanks to their rehab home loan

    Historic Home Living: What You Can and Can’t Change

    Fantastic benefits come with living in a historically significant home, but certain restrictions can limit your rehab dreams—know your options going in

  • A woman standing in her new home

    Women Taking (Home) Ownership

    Let’s hear it for 100 years of women’s progress in homeownership! Read about their phenomenal influence on the market as we celebrate women and mortgages.

  • A couple reading an email from their realtor about their offer

    Winning a Homebuyer Bidding War

    Winning a homebuying bidding war depends on key factors you can control, including your outlook, tactics and the team around you.

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoother

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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