Charlene Rivera

Loan Officer

Naples, FL Mortgage Lender

NMLS #22148

9130 Galleria Court, Suite 101
Naples, FL 34109

[email protected]
tel Phone: (239) 354-7332
cellphone Cell phone: (941) 214-0482
fax Fax: 239-354-7332

Apply Now

When I started in the mortgage industry in 1999, I had no idea I was entering a business where I could make a meaningful connection with borrowers and see their dreams turn into reality. The excitement and determination from my clients are what drive me every day. I love seeing families get the key to their new home and can’t wait to start your journey to the closing table.

If you’re a first-time homebuyer, I’ll walk you through each step of the loan process and resolve any questions you may have. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, VA, FHA, down payment assistance programs, and new construction have evolved to fit your plans today.

You can count on me to be upfront, honest, and always answer my phone – even on the weekends and evenings. I look forward to working with you as a friend, not just a client, from pre-approval to closing and beyond.

Originally from New Jersey, I moved to Florida 12 years ago. Despite being horrible at all three, I love trivia games, going dancing, and golf!

Specialties

Purchase and Refinance
Purchase
Refinance Loans

Published on May 23, 2022

Is a VA Loan Right for You?

If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.
Published on May 19, 2022

Navigating a Hot Homebuying Market Amid Rising Rates

Spring and summer are typically strong periods for home sales, and this season may be more competitive than ever. When navigating today’s complex mortgage environment, here are some things to consider based on recent trends.
Published on Jan 14, 2022

Frosty Fixups: 10 Ways to Winterize Your Home

Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all season long.
Published on Oct 29, 2021

Fall Check Up: Protect Your Home in 10 Steps

Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

The Mortgage Process

There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.
Payment Calculator

How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan

I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.
Home Loan Check List

Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

Navigating the mortgage loan process is exciting and easy with the right home financing partner. When you work with us, you'll collaborate closely with a licensed professional to make sure you receive a competitive rate and an exceptionally fast and simple experience. When it's all said and done, we strive to be your mortgage lender of choice for years to come, wherever life takes you.

How to Buy or Refinance a Home

Buying your first home is a big investment. We’re here to make the process as easy as possible and keep you informed every step of the way. Whether you’re a first-time homebuyer, are buying a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!

A Lender You Can Trust

You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process, keeping you informed the entire way.

How to Get a Pre-Approval

Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack Credit Approval Program to get you credit approved before you’ve even found a home. This is the advantage you need in a competitive housing market. This program provides you with a certificate to hand sellers demonstrating your ability to buy the home in as few as 10 days after a signed purchase agreement.

Charlene Rivera

Loan Officer

NMLS #22148

9130 Galleria Court, Suite 101
Naples, FL 34109

[email protected]
tel Phone: (239) 354-7332
cellphone Cell phone: (941) 214-0482
fax Fax: 239-354-7332

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Charlene Rivera