Headshot of Nicholas Richard

Nicholas Richard

Loan Officer

Neighborly Team

NMLS #1924687


About Nicholas

I’m a six-year retired U.S. Air Force propulsion mechanic who’s ready to help achieve your homeownership dreams. Previously, I taught at the University of Louisiana at Lafayette as an adjunct professor, where I earned my bachelor’s and master’s degree in exercise science. With my passion for recreational fitness and lifelong commitment to becoming a successful triathlete, I recently completed the Oilman Texas Half-Ironman. Now, I want to offer the same level of dedication to you.

As a knowledgeable, motivated, and ambitious mortgage professional, I always look forward to the opportunity of working with you and my referral partners. My aim is always to build internal and external connections via the workplace. From our first conversation to closing and beyond, my ultimate goal is to go on your financing journey as a team to secure homeownership. Ready to get started? Call or email me today – I’m excited to help you take the first step!

A little bit about where I’m from: I’m a native of Opelousas, Louisiana, who now calls Lafayette home. After my family moved back to Lafayette from New Orleans, I became a father, which has been a growing and joyful experience.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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