Phillip Olson

Senior Mortgage Planner

NMLS #238103

7505 Metro Blvd, Suite 501-505
Edina, MN 55439
(612) 445-9644 (612) 445-9644
Cell phone
(651) 238-6748 (651) 238-6748
[email protected]
Specializes in
Purchase and Refinance



About Phillip

I use my knowledge and tenacity to be your mortgage advocate. It’s one reason I’ve been named to the Top 3 St. Paul Mortgage Companies list by Three Best Rated®, and why I’ve closed so many loans that the Minnesota Housing Authority has recognized me as one of Minnesota’s top producing lenders. Licensed in Minnesota and Wisconsin, I've lived in and served the areas of Woodbury, Edina, St. Paul, and beyond my entire career.

My customer-first approach to home lending places you at the center of your home loan. I ensure you have a clear understanding of your mortgage and its alignment with your short- and long-term financial goals. With over 19 years of experience, I have the loan program knowledge to find the right mortgage for you. Complicated loans are a pleasure! I’ve often qualified borrowers after they have been denied by my competitors.

I offer a wide range of loan programs, from FHA and VA to conventional and jumbo, and enjoy working with first-time homebuyers, long-time homeowners, and real estate investors. Whether you are buying, refinancing, or renovating, I’m ready to give you the superior home loan experience you deserve.

Wondering about home loans? Want to know what’s happening in the real estate market? Join me on the Red Hot Real Estate Show, Sundays from 11 a.m. to noon on 107.1 FM or on-demand at

  • Open for Business - Phil Olson Mortgages

    Listen in to one of Phil's latest podcast to find out how Phil Olson can help you with your mortgage and financial goals. Learn how Phil is striving to keep his employees working and safe during this health crisis.

  • Phillip Achille Olson Named a Minnesota Housing Top Producing Loan Officer

    Cottage Grove, Minn. – Phillip Achille Olson, Senior Mortgage Planner at CrossCountry Mortgage, LLC, was named a Minnesota Housing Top Producing Loan Officer by Minnesota Housing at the Silver Level for his loan production during 2019.

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoother

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (612) 445-9644

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