Headshot of Phillip Olson

Phillip Olson

Senior Mortgage Planner

NMLS #238103

7155 Jorgensen Lane S, Suite 100
Cottage Grove, MN 55016
(612) 445-9644 (612) 445-9644
Cell phone
(651) 238-6748 (651) 238-6748
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance


About Phillip

I use my knowledge and tenacity to be your mortgage advocate. It’s one reason I’ve been named to the Top 3 St. Paul Mortgage Companies list by Three Best Rated, and why I’ve closed so many loans that the Minnesota Housing Authority has recognized me as one of Minnesota’s top producing lenders. Licensed in Minnesota and Wisconsin, I've lived in and served the areas of Woodbury, Edina, St. Paul, and beyond my entire career.

My customer-first approach to home lending places you at the center of your home loan. I ensure you have a clear understanding of your mortgage and its alignment with your short- and long-term financial goals. With over 19 years of experience, I have the loan program knowledge to find the right mortgage for you. Complicated loans are a pleasure! I’ve often qualified borrowers after they have been denied by my competitors.

I offer a wide range of loan programs, from FHA and VA to conventional and jumbo, and enjoy working with first-time homebuyers, long-time homeowners, and real estate investors. Whether you are buying, refinancing, or renovating, I’m ready to give you the superior home loan experience you deserve.

Wondering about home loans? Want to know what’s happening in the real estate market? Join me on the Red Hot Real Estate Show, Sundays from 11 AM - 12PM on 107.1 FM or on-demand at mytalk1071.com/red-hot-ondemand.

Meet The Team
The Olson Team mortgage experts


Recent Posts and Articles

  • Ribbon Cutting Ceremony

    We were excited to have Mayor Myron Bailey attend the ribbon cutting ceremony at our Cottage Grove, Minnesota branch. 
  • Top 3 Mortgage Company in St. Paul

    We're thrilled to share that Three Best Rated(r) has named us a top 3 mortgage company in St. Paul for the second year!
  • red hot real estate show talk 107.1 ccm logo

    Phil Olson on the Red Hot Real Estate Show - myTalk 107.1

    Listen to myself and other real estate professionals on the Red Hot Real Estate Show with Mimi Schoeneman. Join us as we learn more about navigating this crazy real estate market. New episodes are recorded live Sundays at 11AM.

  • Phil Cares!

    This past Thankgivising, Phil showed his support to his clients when he stopped over one of his past clients house. See what they had to say about working with Phil and his commitment to his clients.


Helping your home financing process go smoother

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (612) 445-9644