Headshot of Phillip Olson

Phillip Olson

Senior Mortgage Planner

The Olson Team

NMLS #238103

7155 Jorgensen Lane S, Suite 100
Cottage Grove, MN 55016
tel Phone
(612) 445-9644
cellphone Cell phone
(651) 238-6748
fax Fax
612-445-9648
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About Phillip

I use my knowledge and tenacity to be your mortgage advocate. It’s one reason I’ve been named to the Top 3 St. Paul Mortgage Companies list by Three Best Rated, and why I’ve closed so many loans that the Minnesota Housing Authority has recognized me as one of Minnesota’s top producing lenders. Licensed in Minnesota and Wisconsin, I've lived in and served the areas of Woodbury, Edina, St. Paul, and beyond my entire career.

My customer-first approach to home lending places you at the center of your home loan. I ensure you have a clear understanding of your mortgage and its alignment with your short- and long-term financial goals. With over 19 years of experience, I have the loan program knowledge to find the right mortgage for you. Complicated loans are a pleasure! I’ve often qualified borrowers after they have been denied by my competitors.

I offer a wide range of loan programs, from FHA and VA to conventional and jumbo, and enjoy working with first-time homebuyers, long-time homeowners, and real estate investors. Whether you are buying, refinancing, or renovating, I’m ready to give you the superior home loan experience you deserve.

Wondering about home loans? Want to know what’s happening in the real estate market? Join me on the Red Hot Real Estate Show, Sundays from 11 AM - 12PM on 107.1 FM or on-demand at mytalk1071.com/red-hot-ondemand.

Meet The Team
The Olson Team mortgage experts

Specialties

  • Purchase and Refinance

Recent Posts and Articles

Blog

  • Published on

    Ribbon Cutting Ceremony

    We were excited to have Mayor Myron Bailey attend the ribbon cutting ceremony at our Cottage Grove, Minnesota branch. 
  • Published on

    Top 3 Mortgage Company in St. Paul

    We're thrilled to share that Three Best Rated(r) has named us a top 3 mortgage company in St. Paul for the second year!
  • red hot real estate show talk 107.1 ccm logo
    Published on

    Phil Olson on the Red Hot Real Estate Show - myTalk 107.1

    Listen to myself and other real estate professionals on the Red Hot Real Estate Show with Mimi Schoeneman. Join us as we learn more about navigating this crazy real estate market. New episodes are recorded live Sundays at 11AM.

  • Published on

    Phil Cares!

    This past Thankgivising, Phil showed his support to his clients when he stopped over one of his past clients house. See what they had to say about working with Phil and his commitment to his clients.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

Navigating the mortgage loan process is exciting and easy with the right home financing partner. When you work with us, you'll collaborate closely with a licensed professional to make sure you receive a competitive rate and an exceptionally fast and simple experience. When it's all said and done, we strive to be your mortgage lender of choice for years to come, wherever life takes you.

How to Buy or Refinance a Home

Buying your first home is a big investment. We’re here to make the process as easy as possible and keep you informed every step of the way. Whether you’re a first-time homebuyer, are buying a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!

A Lender You Can Trust

You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process, keeping you informed the entire way.

Quick Contact Form

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