Headshot of David Payonk

David Payonk

Loan Officer

Reading, PA Mortgage Lender

NMLS #403938

Awards

About David

Hi, I’m David. With 27 years of experience in the mortgage industry, I’m dedicated to ensuring a seamless financing process. My extensive knowledge and commitment to personalized service have helped countless individuals achieve their homeownership dreams. I thrive on building lasting relationships and guiding clients through every step of their journey. At America’s #1 Retail Mortgage Lender, I have your best interest first – and you’re always my top priority.

As your mortgage consultant, I’ll work hard to find the loan that fits you and your family. Let’s face it, this is one of the biggest financial decisions you’ll make in your lifetime. That’s why I’ll be there with you every step of the way. Whether it’s your first or fifth home, my tea will spoil you!

We’ll talk about your current homeownership goals and what the future may present you and your family. From our first conversation to closing and beyond, I’ll always be here for you.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

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