Headshot of Denise Milton

Denise Milton

Branch Manager

Reedley, CA Mortgage Lender

NMLS #363377

1011 G Street, Suite 10
Reedley, CA 93654
Contact Methods
tel Phone
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(559) 307-5996
fax Fax


About Denise

Denise serves as a Originating Branch Manager in the Builder Division at our Reedley Office. Denise is responsible for originating mortgage loans, and developing, and maintaining a strong working relationship with Builders, and prides herself in excellent customer service.

Denise has over 40 years of experience in the mortgage industry. Prior to joining CrossCountry Mortgage, she served as a Senior Mortgage Consultant at Citywide Home Loans, Fresno Builder Division, Branch Manager for Freedom Mortgage, and First Mortgage Corporation.

Denise has a California Real Estate License (#01280925) and has worked in the mortgage industry since 1978. Her duties included being a Loan Processor, Underwriter, Processing Manager, and Loan Officer Manager. Denise resides in Parlier, Ca., and is married. She enjoys spending quality time with her husband, and traveling, as well as spending time with her children, and 11 grandchildren. She is active with her Church, and her Community.

It is Denise's goal to insure every client has the opportunity to realizing the dream of home ownership.


  • Purchase and Refinance
  • First Time Homebuyers

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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