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Ricardo Alarcon

Loan Officer

Ricardo Alcarcon Team

NMLS #1914927

9130 Galleria Court, Suite 101
Naples, FL 34109
Contact Methods
tel Phone
mobile Mobile
(239) 692-4344
fax Fax


About Ricardo

I’m a strong believer in the American dream. I’ve traveled the world since I was two years old, visiting Belgium, Italy, Ecuador, and Mexico. I came to this country in 2015 from Venezuela, overcoming the challenge of learning a new language and adapting to a new culture. However, I’m grateful and humble because those situations made me grow and understand there are always new things to learn.

My commitment to growth has led to many life achievements. I graduated summa cum laude with a degree in business administration, bought a home, got married, and am fluent in three languages – Spanish, Italian, and English. Most of all, I’ve become a premier mortgage professional thanks to valuable experience and knowledge from working at one of the biggest banks in the U.S. for more than five years.

Today, my main objective is to help people achieve their home financing goals in an easy-to-understand and efficient manner. I’m proud to harness the advanced mortgage technology, resources, and skills at my disposal to help families achieve their financial goals. Whether your goal is to buy your first home, next home, or investment property, I’m dedicated to getting it done.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 239-379-8024