Headshot of Sandy Davis

Sandy Davis

Sr. Loan Officer

Rockaway, NJ Mortgage Lender

NMLS #172843

Adress
200 Mineral Springs Road, Suite 205
Rockaway, NJ 07866
Contact Methods
Email
mobile Mobile
(973) 670-9702
fax Fax
973-823-1305
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Sandy

Hi, my name is Sandy Davis, and I've had the pleasure of helping countless clients navigate home financing over the last 19 years. Along the way, I've been honored with numerous awards, including being named one of the Top 1% Mortgage Originators in America by Mortgage Executive Magazine, a Top Originator by Scotsman Guide, and a Five-Star Mortgage Professional for multiple years.

These awards reflect my commitment to excellence – but the biggest reward is seeing the look of pure satisfaction on my client’s faces when they finally get to say home sweet home.

Whether you're a first-time homebuyer ready to embark on this exciting adventure, hunting for your dream home, looking to renovate your current space, or anything in between, I'm here for you with my award-winning experience. We can discuss a wide range of financing solutions, from conventional and FHA mortgages to down payment assistance programs. My goal is simple: To find the right loan for your unique situation, setting you up for success for years to come.

What sets me apart from the rest is my commitment to you. I believe in going the extra mile, being available when you need me the most, and walking you through every step of the process so you can feel confident and in control throughout your homebuying journey.

You can trust my diverse experience and five-star dedication to make your homeownership dreams come true. Let's open the doors to your next chapter together!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Woman with laptop on her cell phone prepares for mortgage rates to drop.
    Published on

    Mortgage Rates: How To Prepare For A Drop

    Prepare for future rate drops with our guide on mortgage rates. Learn how to improve your credit, save for a down payment, and explore loan options to get ready.

  • A two-story white house with a vibrant garden exemplifies homeownership and the considerations for the average down payment on a house.
    Published on

    What is the Average Down Payment on a House?

    Curious what the average down payment is on a house? Learn how factors like home price, loan type, and location influence what you need to save in this guide.

  • A happy family, husband, wife, and child, standing in front of their home window, showcasing the benefits of a Home Equity Line of Credit (HELOC).
    Published on

    What Is A Home Equity Line Of Credit (HELOC)?

    Explore how a Home Equity Line of Credit (HELOC) can fund major expenses and learn about the application process, interest rates, and the pros and cons.

  • Parent organizing and labeling boxes in living room to prepare for new school year.
    Published on

    Home Organization Tips For The School Year

    Prepare your home for the new school year with these organizational tips: set up homework spaces, reorganize rooms, optimize the kitchen, and find storage.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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