Headshot of Ronald Smith

Ronald Smith

Senior Loan Advisor

Eugene, OR Mortgage Lender

NMLS #195565

4710 Village Plaza Loop, Suite 130
Eugene, OR 97401
Contact Methods
tel Phone
(541) 735-9857
mobile Mobile
(541) 914-8569
fax Fax


About Ronald

After being in the industry since 1989, I've discovered my love for helping people understand and grow their net worth through real estate. I am able to take a global look at your financial situation and create solutions to strengthen your wealth and set you up for success into retirement.

I begin the mortgage process by listening to your own personal goals to find the right home loan for you. Whether you're a first-time homebuyer or long-time homeowner, I can offer a wide range of loan programs to fit your needs.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (541) 735-9857