Headshot of Sheldon Cooney

Sheldon Cooney

Loan Officer

Roseville, CA Mortgage Lender

NMLS #284393

2999 Douglas Blvd., Suite 180 Office 118
Roseville, CA 95661
Contact Methods
tel Phone
mobile Mobile
(916) 947-9546


About Sheldon

I might be in the loan business, but I’m not in the business of only doing loans. I’m here to cement long-term relationships with my clients and set them up for success. It’s my job to implement strategies to help you manage one of life's most important financial investments. From conventional and jumbo to FHA and VA, we’ll discuss every possible home loan option and develop a mortgage plan to fit you.

Home financing requires tremendous trust – and I’m dedicated to earning yours. From applying to receiving your keys or completing your refinance, you can count on me to support you. You’ll receive continuous updates on your loan, and I’ll be available to answer your questions, too. Communication promotes confidence, and I want you to feel confident every step of the way.

Whether you’re buying, refinancing, or renovating, I look forward to giving you an outstanding mortgage experience.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 916-241-8590