Headshot of Ron McGowan

Ron McGowan

Loan Officer

San Diego, CA Mortgage Lender

NMLS #265409

8885 Rio San Diego Drive, Suite 370
San Diego, CA 92108
Contact Methods
tel Phone
mobile Mobile
(760) 846-1477
fax Fax


About Ron

Ron and his team pride themselves on open transparent communication and quick turn times to create a seamless transaction that gives each client a satisfying experience with their homeownership goals. Ron has worked in the mortgage industry in Southern California since 1988. He received his Bachelor's degree in Business Administration with an emphasis in Banking and Finance from North Texas State University. Ron has been a licensed California Real Estate Broker since 1988. He is also an Instructor at Mira Costa College for over 10 years teaching the Real Estate Finance Classes at the Oceanside campus.

In his spare he enjoys traveling with his wife Debbie, watching his granddaughter Olivia, and watching all types of sporting events.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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