Headshot of Tracy Story

Tracy Story

Loan Officer

San Diego, CA Mortgage Lender

NMLS #202304

8885 Rio San Diego Drive, Suite 370
San Diego, CA 92108
Contact Methods
tel Phone
mobile Mobile
(909) 559-0181
fax Fax


About Tracy

For 16 years, the mortgage business hasn’t just been my job – it’s my passion. I pride myself on providing genuine care with integrity and honesty to every client. When you work with me, I'll focus on your goals and develop customized options to help you meet them. I’m well-versed in conventional, jumbo, FHA, VA, and USDA loans and offer extensive knowledge of underwriting guidelines to provide a quick and smooth transaction. Whether you’re buying your first home, moving up, downsizing, or investing, I’m ready to make your mortgage feel like a win.

My consideration for you doesn’t end after finding a home loan. From pre-approval to closing and into the future, I’ll be available on weekends and after hours to answer your questions and make sure your home loan continues to meet your changing circumstances. I look forward to starting your home financing journey.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 858-225-7740