12750 High Bluff Drive, Suite 100
San Diego, CA 92130
(858) 764-7825 (858) 764-7825
Cell phone
(858) 353-8331 (858) 353-8331
[email protected]
Specializes in
Jumbo Loans
Jumbo Loans
Home Equity Loans
Home Equity Loans
Recruiting Business Development
Recruiting Business Development
Refinance Loans
Refinance Loans



About Chad

When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances.

Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond.

Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.


Recent Posts and Articles

  • Understanding Asset Depletion As Income

    But what if your income and savings are tied up in retirement accounts, such as 401(K), mutual funds, and other investment accounts? This is somewhat confusing, yet surprisingly simple way to establish your income, and it may be the best strategy for securing your loan.

  • When searching for a home, one of the most important decisions you’ll have to make is the time period for your loan. In this case, the two most common are 15-year mortgages and 30-year mortgages. Each one has its own advantages, and understanding the difference will make you a better borrower.

  • If you are a business owner, you need to use all the tax benefits that are available to you. This includes the 1031 exchange, a useful option that allows you to lower your overall tax liability when buying and selling homes.

  • Upfront Costs: How Much Will You Need To Make A Purchase?

    Purchasing a home is not quite as simple as it looks on television. There are numerous fees and costs associated with the purchase, and, while most are affordable, they add up in total price. Make sure you are prepared by understanding the upfront costs for purchasing a home.

Homeowners eating breakfast and discussing what a jumbo loan is and the requirements

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Homeowners eating breakfast and discussing what a jumbo loan is and the requirements

Proudly servicing loans for employees of...


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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