Headshot of John Fagan

John Fagan

Loan Officer

San Diego, CA Mortgage Lender

NMLS #288546

9095 Rio San Diego Drive, Suite 240
San Diego, CA 92108
Contact Methods
tel Phone
mobile Mobile
(619) 278-8562
fax Fax


About John

I’ve been in the mortgage industry for almost 20 years. My extensive career as a Loan Officer and my past experience as a Real Estate Agent gives me a unique understanding of the needs of both my clients and referral partners. Within my continual professional growth, not only have I become an expert in all the traditional loan products, but I also specialize in a few unique loans like Renovation financing and Reverse mortgages for seniors. I’m one of the few loan officers in the region who can proudly make that claim! – and love what I do.

When you work with me, I’ll always be by your side. Home financing is about more than a loan – it’s about giving people a satisfying customer experience and helping them invest and build on their future. I’m not just looking for clients and referral partners for the next transaction, I’m looking for relationships that last my entire career. I take my job and your success seriously, so I’m available seven days a week to always answer questions. Confidently know that I’m diligently working to make your homeownership dreams come true.

I define success as simply achieving whatever goals you’ve set for yourself. Personally, that means making sure my kids are happy and healthy and living life to the fullest! On a professional level, it means getting to know and helping as many families as possible achieve the dream of homeownership through financing. Whether this is your first home loan or ninth, let’s get started on your home financing journey today!

I’m a father of four kids and a native of San Diego, California. I love to travel often, taking advantage of many outdoor and cultural opportunities locally and worldwide. You can find me surfing, scuba diving, hiking, fishing, camping, offroading, and skiing. I also enjoy great food, live music, and meeting new people.


  • Purchase and Refinance
  • Construction Loans
  • HECM Loan
  • Renovation Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 619-278-8562