Skip to content
Heath Adams photo
  • 133 Mission Street, Suite 210 Santa Cruz, CA 95060 Mobile (831) 877-0877 Tel (831) 291-9874 Heath.Adams@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Heath Adams

  • Mortgage Consultant
  • Santa Cruz, CA Mortgage Loan Officer
  • NMLS #2103425

I’ll be with you every step of the way

Hi, I’m Heath, a distinguished mortgage consultant in California who epitomizes resilience and excellence. After a life-altering motorcycle accident at 18, I was told I’d never walk again, but through rigorous recovery, I defied the odds and took my first steps. Since then, I’ve undergone nine surgeries, yet remain unstoppable. My unwavering dedication guarantees results that exceed expectations.

With a client-centric approach and an unmatched work ethic, I ensure a seamless mortgage experience. We’ll explore a wide selection of products—from conventional and FHA to VA and USDA loans—to find the one that meets your goals. As part of the Santa Cruz, CA team with America’s #1 Retail Mortgage Lender, my support follows you from our first conversation to closing, answering your questions and offering personal guidance along the way. Together, we can achieve your homeownership dreams.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Frequently asked questions

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.