Headshot of Jean Adams

Jean Adams

Sr. Mortgage Advisor

Santa Cruz, CA Mortgage Lender

NMLS #254384

Adress
133 Mission Street, Suite 210
Santa Cruz, CA 95060
Contact Methods
Email
tel Phone
831-600-4712
mobile Mobile
(408) 250-4550

Awards

About Jean

I’ve always had a passion for helping others personally and professionally. After over 30 years in home lending and financing, I can confidently guide and educate you throughout the home loan process. From application to closing, I will exceed your expectations by giving the highest level of service.

Whether this is your first home, your next home, or a refinance, I am here to simplify home financing. I’ll take the time to walk you through each step of the mortgage process, answer your questions and concerns, and keep you up to date on your loan status. I’m fluent in Spanish, which can help us connect regardless of language. From our first conversation, I want you to feel confident your mortgage is moving smoothly to closing.

When it comes to finding the right home financing for you, I start by listening. We will discuss your goals and priorities to find the product that fits your needs. I offer a wide range of loans, such as conventional, jumbo, FHA, VA, reverse mortgage, down payment assistance, first-time homebuyer programs, and more.

My goal is to make sure you are 100% comfortable with the information provided so you can make an informed decision. Together, we’ll develop a mortgage plan just for you!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 831-600-4712