Headshot of Jenny Boffy

Jenny Boffy

Sr. Mortgage Advisor

Santa Cruz, CA Mortgage Lender

NMLS #203209

133 Mission Street, Suite 210
Santa Cruz, CA 95060
Contact Methods
tel Phone
mobile Mobile
(831) 239-4667
fax Fax


About Jenny

I’ve had the opportunity to help hundreds of families with home financing over the past 17 years. Being a homeowner myself, I understand purchasing a house is more than a financial undertaking. It's crucial to work with someone who understands the complexity and importance of this process. That’s why I’m here to help.

As an experienced and dedicated mortgage professional, I view home financing as one of the most important transactions you will make in your life. That’s why you will always be my highest priority. I’ll listen to your homeownership dreams, answer your questions about how to achieve them, and explain the steps involved.

Whether you are buying, refinancing, or renovating, I offer a variety of loan programs to fit your goals. From conventional and jumbo to FHA and VA, we will discuss specifics and personalize the mortgage experience to fit your needs. I can’t wait to get started on your home financing journey.

If I’m not running math calculations and helping clients, I enjoy spending time with my family and friends. I am a mother to an ambitious, down-to-earth daughter and married to my husband – a native to Santa Cruz and a local insurance agent. I love being in the sun and enjoy outside activities whenever it’s possible.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 831-600-1592