Headshot of Joshua Augason

Joshua Augason

Sr. Mortgage Advisor

Santa Cruz, CA Mortgage Lender

NMLS #1042338

133 Mission Street, Suite 210
Santa Cruz, CA 95060
cellphone Cell phone
(408) 781-1031

Awards

About Joshua

I have worked in the mortgage industry for 10 years. Now a loan originator, I use my past support roles to give me an in-depth knowledge of every step in the home loan process. Whether this is your first home, your next home, or a refinance, I’m ready to simplify home financing for you.

I will take the time to walk you through each step of the mortgage process, answer your questions and concerns, and keep you up to date on your loan status. From start to finish, nothing is more important to me than making sure you feel confident your mortgage is moving smoothly to closing.

When it comes to finding the right home financing for you, I start by listening. We will discuss your goals and priorities to find the product that fits your needs. I offer a wide range of loans, from conventional and jumbo to FHA and VA. Together, we’ll develop a mortgage plan just for you.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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