7520 Bergenline Ave
North Bergen, NJ 07047
(201) 868-7283 (201) 868-7283
Cell phone
(201) 951-6423 (201) 951-6423
[email protected]
Specializes in
Purchase and Refinance
Refinance Loans



About Sheetal

After more than 23 years in this business, I still love it! Every mortgage is an opportunity to make a client happy, but I especially enjoy working with first-time homebuyers. It’s such a thrill when they get the keys to their first home.

My mantra is service. We return calls and answer emails. We stay in touch with you, even after closing, and I’m always available to answer questions and offer advice. My goal is to exceed your expectations and create a lasting relationship based on trust, quality, and dependability.

I have an outstanding team. Between us, we can take your loan from application to closing in English or Spanish. We are here to assist you, advise you, and walk you through the mortgage process. You’ll never be left to wonder what’s happening, and if you are working with a real estate agent or attorney, I’ll keep them in the loop, too.

I was born and raised in Mumbai, India, and majored in finance and economics in college. I use that background and my expertise as a Certified Mortgage Planning Specialist to help you understand the role of your home loan in your financial plan. I love my work, but I have fun traveling, hiking, reading, and spending time with friends and family.


Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoother

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

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