Headshot of Tommy Bearint

Tommy Bearint

Loan Officer / Sales Manager

St. Petersburg, FL Mortgage Lender

NMLS #226071

Adress
150 Second Avenue North, Suite 850
St. Petersburg, FL 33701
Contact Methods
Email
tel Phone
813-786-1941
fax Fax
727-231-5262
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Awards

About Tommy

From realizing dreams of homeownership to lowering monthly mortgage payments, I get it done for my clients. Since first joining the mortgage industry in 2001, I’ve boasted incredible success year after year, including being awarded:

  • Top 1% of Mortgage Originators in America by Mortgage Executive Magazine in 2017, 2019, and 2020.
  • Top Dollar Volume by Scotsman Guide.
  • President’s Club membership.

Now, I’m focused on a single goal: providing you with unparalleled service.

As a first-time homebuyer and down payment program specialist, I’m an expert in making the American dream come to life. However, everyone’s goal isn’t the same. That’s why the mortgage process starts with a conversation. I want to understand your goals and circumstances to give you personalized home loan options. I offer a wide range of programs, including FHA, VA, USDA, jumbo, renovation, and conventional mortgages. Add competitive rates to your home financing packing, and you’ll walk away confident in your financial future.

Your home loan experience doesn’t end with finding a mortgage. From pre-approval to closing and beyond, I promise to be there to answer your questions and be available to help tackle new life goals. I look forward to providing the communication and care you deserve from your lender.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

A potential first-time homebuyer looking at down payment assistance options on a laptop with her cat

Down payment assistance

Turn years from now into today

 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

Learn more

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 813-786-1941