Headshot of Michael Smalley

Michael Smalley

Regional VP

Tampa, FL Mortgage Lender

NMLS #289846

Adress
205 S. Hoover Blvd., Suite 203
Tampa, FL 33609
Contact Methods
Email
tel Phone
407-645-6300
mobile Mobile
(407) 367-9190
fax Fax
407-645-6300
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Michael

Hi, I’m Michael. After entering the mortgage industry in the summer of 2002, I rose from a loan officer to become a regional vice president at CrossCountry Mortgage. I’m a nationally recognized mortgage expert—the first loan originator in Florida to receive both the Certified Mortgage Planning Specialist® and Certified Mortgage Advisor™ designations.

An accomplished public speaker, I’m the youngest person to be a featured speaker in the history of the LoanToolBox Business Plan Conference, with an audience of 2,000 loan officers from across the country. I hold monthly training workshops for Florida real estate agents and have presented at the Mortgage Revolution Conference, Sales Mastery, and Mortgage Mastermind.

In addition to managing my region, I remain an active loan officer dedicated to assisting clients. Over my career, I’ve closed over $800 million in loan volume, helping over 3,000 families with their home financing. I can’t wait to do the same for you at America’s #1 Retail Mortgage Lender.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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