CrossCountry Mortgage logomark

Robert Carleo

Branch Manager

Team Garden City

NMLS #420634

Adress
35 Pinelawn Road, Suite 212
Melville, NY 11747
Contact Methods
Email
tel Phone
516-238-5402
mobile Mobile
(516) 238-5402
fax Fax
516-916-5186

Awards

About Robert

I have been in the mortgage industry for 25 years, leading as a Branch Manager for more than 10 of those years. It brings me great satisfaction knowing I’m helping customers plan for their future with one of the most important financial decisions they’ll make.

When you come to me for your mortgage, I begin by listening. That’s how I’m able to structure your ideal home loan — by understanding your goals and priorities. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of mortgage programs, from conventional and jumbo to FHA and VA. Together, we’ll find the one that meets your individual needs.

Sharing information is just as important as listening. Communication is key, and I am dedicated to keeping you informed about your loan’s progress while being available to answer your questions every step of the way — from application to closing and beyond.

Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding mortgage experience you deserve.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

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*For full terms and conditions, visit ccm.com/buynowrefilater.

A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI

 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 516-238-5402