Headshot of Gina Ramseyer

Gina Ramseyer

Loan Officer

Team Hoss

NMLS #1454735

Adress
116 East Main Street
St. Charles, IL 60174
Contact Methods
Email
tel Phone
630-423-8036
mobile Mobile
(630) 329-6820
fax Fax
630-580-0856
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Gina

I’ve been in the mortgage industry since 2015, starting as a processor before passing my NMLS to sell! I joined the Hoss Team in 2019 and am proud to work with my team to guide clients through their home financing journey. When you work with us, I’ll start by discussing your specific circumstances so we can offer the mortgage options best suited to you. I’ll provide information on every aspect of the home financing process and each home loan program available. Whether conventional or jumbo, FHA or VA, we’ll find the product to make your dreams a reality.

From applying to receiving your keys or completing your refinance, I’ll be there to support you. You’ll receive continuous updates on your loan, and I’ll be available to answer your questions, too. Communication promotes confidence, and I want you to feel confident every step of the way.

No matter if you’re buying, refinancing, or renovating, I look forward to giving you an outstanding mortgage experience.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
<div class="team-member hero team-member-content-section section"> <div class="lo-hero__container lo-hero__container--outer container"> <div class="lo-hero__row row lo-hero__lo-info"> <div class="lo-hero__col lo-hero__col--left col col-md-6 col-xs-12"> <div class="hero__figure"> <img src="/App_Themes/CCM/img/heloc.jpg" alt="Equal Housing Opportunity" data-src="/App_Themes/CCM/img/heloc.jpg" /> </div> </div> <div class="lo-hero__col lo-hero__col--right col col-md-6 col-xs-12"> <header class="hero__header" aria-label="Loan officer information" tabindex="0"> <h2>Tap into your<br /> home equity - fast</h2> </header> <div class="lo-hero__info-separator"></div> <div aria-label="Address and contact information" tabindex="0"> <span>Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. </span> <p></p> <span>With <a href="/loan-types/programs/ccm-equity-express" rel="noopener">CCM Equity Express</a>, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. </span> </div> <p></p> <div> <a href="/loan-types/programs/ccm-equity-express/" rel="noopener" class="btn btn-primary">GET STARTED</a>, </div> </div> </div> </div> </div>

Recent Posts and Articles

Blog

  • Parent organizing and labeling boxes in living room to prepare for new school year.
    Published on

    Home Organization Tips For The School Year

    Prepare your home for the new school year with these organizational tips: set up homework spaces, reorganize rooms, optimize the kitchen, and find storage.

  • A couple sitting on their porch discussing when mortgage rates will go down & their mortgage refinance options.
    Published on

    When Will Mortgage Rates Go Down?

    Understand factors that predict when mortgage rates will go down in 2024. Learn how the Consumer Price Index (CPI) and FOMC meetings impact mortgage interest rates.

  • Homeowner stands with a contractor to review details of a home renovation loan.
    Published on

    How To Get A Home Renovation Loan

    Discover how to secure a home renovation loan to fund your home improvements. Learn about loan types, pros, cons, and the application process to get started.

  • Outside a barndominium, a steel-frame building, constructed using barndo kit.
    Published on

    What Is A Barndominium?

    Discover barndominiums: converted barns offering spacious, customizable living. Learn about their appeal, costs, pros, cons, and construction financing options.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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