Joseph is great at his job. He knows the mortgage industry, application writing and the needs of underwriting. He often worked late at night to move the application process forward to the max. I would recommend him to others, without reservation.

Olen Y.

Where do I even start we decided to sell our home and our real estate agent suggested we use CrossCountry mortgage as our lender and put me in touch with Joseph Latorre . All I can say is WOW. Joseph has gone above and beyond my expectations from day one I don't even know where to start he walked us trough every step of the process perfectly and put us at ease so the whole process never got overwhelming. If I had a question Joseph answered the phone no matter what time it was and had answers for me I'mediately. This is the 3 home I have bought and by far the smoothest experience of the 3. If I couldn't figure something out Joseph was on it and figured it out for me he also got my closing date moved up by 10 days so we got to move in sooner than expected. But don't let me forget to mention his team at CrossCountry mortgage they are exceptional as well. By the time this experience was over (extremely fast experience probably 6 weeks max from start to finish) I felt like Joseph was a close family friend. I will definitely be using CrossCountry again for all my home fundings in the future.

JI'mie P.

A Fun, Consultative Experience! CA My wife and I used Joseph's lending service forour initial home purchase in 2016 and we recently refinanced our home this month (Nov. 2019). We are millennials and this is our first home purchase and refinance. The reason why we cared so much to stick with Joseph was because of how genuine and informative he was. He went out of his way to help us close on our first home by guiding us step by step. The rates he presented were as competitive as they get as we compared to a couple other reputable fI'ms. You will not be wasting your time utilizing Joseph's services. We plan to continue to use him for our future real estate needs.

Tim E.

Joe LaTorre was an efficient, detailed and expert loan officer. He took the time to explore options and explain the differences. Every step of the way, Joe was readily available and made the process easily manageable. Joe LaTorre and CrossCountry Mortgage provided an incredibly fast and painless experience. They make a great direct lender team!

Steven B.

Joe LaTorre was fantastic to work with. Throughout the entire loan process he kept us informed and provided sound information. He always had a positive and motivating attitude and his knowledge and experience in this field is remarkable. It was a pleasure to work with him and CC Mortgage. We highly recommend this company!

Gina L.

Joseph LaTorre and his team were extremely helpful and patient through my first time purchasing a house. Joseph was thorough and knowledgeable and took his time to walk me and fiancé through all the paperwork. I recommend and will use CrossCountry Mortgage in the future.

Ruth S.

Joseph was with us since day 1. He made it easy and he was always there, just one text or call and he would reply to all our questions and explain in detail the options. Can't ask for anything more. Thank you so much.

Marlito C.