Headshot of Lucy Johannsen

Lucy Johannsen

Loan Officer

Team Lucy

NMLS #450020

128 W 32nd Street, #007
Yuma, AZ 85364
tel Phone
(928) 852-2479
cellphone Cell phone
(928) 581-9908
fax Fax


About Lucy

I was born and raised in Yuma, Arizona, and have been in the mortgage business for 15 years now. After graduating from high school, I moved to San Diego and attended San Diego State University before quickly realizing the big city was not for me. I moved back to my hometown and finished my Bachelor of Science in Business degree at Northern Arizona University-Yuma.

After receiving my diploma, I began working for Crane School District as a Finance Analyst, which eventually led me to become a Loan Consultant. I fell in love with the home financing industry because every transaction is different and allows me the unique opportunity to be part of the biggest decision in my clients' life. There’s nothing more rewarding than being part of this homeownership journey.

Also, being able to provide my clients with all available options and ensuring an on-time closing is my top priority. While I do my best to find the optimal mortgage product for each individual, I know having choices is key to feeling comfortable with your purchase. From conventional and jumbo to FHA, VA, and our expanded specialty products, we’ll discuss the differences and personalize your mortgage experience.

Whether this is your first home or ninth property, I look forward to helping you achieve your dreams and serving your home financing needs for many years to come.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (928) 852-2479