Headshot of Ryan McCracken

Ryan McCracken

Senior Loan Officer

NMLS #290608

7600 NE 41st Street, Suite 335
Vancouver, WA 98662
(360) 904-8503 (360) 904-8503
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About Ryan

Ryan McCracken brings a wealth of energy and commitment to his customers. Now in his 16th year as a mortgage professional, he is a dedicated hard worker for his clients and team members. He understands the everchanging real estate market and enjoys helping people obtain the financing they need so that they can get the home they want. A 33-year resident of Vancouver, he is familiar with Clark County and the NW market.

Ryan strives to bring you more than just a mortgage and is passionate about building lasting relationships based on genuine value and trust. He will look after his customers' interests and will help to provide them with smart financial options and unmatched customer service. As a Mortgage Advisor, Ryan has helped clients ranging from first-time home buyers to savvy real estate investors. His honest approach to the business is what keeps his clients and referral partners coming back to him time-aftertime.

Ryan enjoys spending his spare time with his wife and son Rachel and Ryder, as well as family and friends. He is an outdoor and sports enthusiast and loves to workout, camp, hunt, golf, cycle, wake surf and much more. Born in Juneau, Alaska he has also lived in Hawaii, Missouri, Oregon and of course Washington. After experiencing many different climates and lifestyles, Ryan knows the NW is the only place to be.


Recent Posts and Articles

  • Is a VA Loan Right for You?

    If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.

  • tan house summer weather

    Navigating a Hot Homebuying Market Amid Rising Rates

    Spring and summer are typically strong periods for home sales, and this season may be more competitive than ever. When navigating today’s complex mortgage environment, here are some things to consider based on recent trends.

  • A home prepared for colder weather after following tips to winterize your home

    Frosty Fixups: 10 Ways to Winterize Your Home

    Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all season long.

  • Fall Check Up: Protect Your Home in 10 Steps

    Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (360) 904-8503