Headshot of Ryan McCracken

Ryan McCracken

Senior Loan Officer

Team McCracken

NMLS #290608

Adress
7600 NE 41st Street, Suite 335
Vancouver, WA 98662
Contact Methods
Email
tel Phone
(360) 904-8503
fax Fax
360-205-3427
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Ryan

Ryan McCracken brings a wealth of energy and commitment to his customers. Now in his 16th year as a mortgage professional, he is a dedicated hard worker for his clients and team members. He understands the everchanging real estate market and enjoys helping people obtain the financing they need so that they can get the home they want. A 33-year resident of Vancouver, he is familiar with Clark County and the NW market.

Ryan strives to bring you more than just a mortgage and is passionate about building lasting relationships based on genuine value and trust. He will look after his customers' interests and will help to provide them with smart financial options and unmatched customer service. As a Mortgage Advisor, Ryan has helped clients ranging from first-time home buyers to savvy real estate investors. His honest approach to the business is what keeps his clients and referral partners coming back to him time-aftertime.

Ryan enjoys spending his spare time with his wife and son Rachel and Ryder, as well as family and friends. He is an outdoor and sports enthusiast and loves to workout, camp, hunt, golf, cycle, wake surf and much more. Born in Juneau, Alaska he has also lived in Hawaii, Missouri, Oregon and of course Washington. After experiencing many different climates and lifestyles, Ryan knows the NW is the only place to be.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Couple reading documents
    Published on

    What Are Closing Costs?

    What are closing costs? Here we break down the various fees that are included in closing costs and discuss how you may be able to reduce your out-of-pocket obligations. 

  • Published on

    What is a Loan Contingency?

    A loan contingency can help buyers protect their earnest money offered and keep their options open until the financing is complete. Here is everything you need to know about a loan contingency and why it may be a good idea to include them in a home purchase agreement.  

  • A woman reading on a laptop
    Published on

    What is an Assumable Mortgage Loan?

    Different kinds of mortgages offer distinct sets of pros and cons to the prospective homebuyer. For a new homebuyer, there is one financial option you may not know exists — an assumable mortgage. Learn the ins and outs of an assumable loan so you can determine whether it is the right mortgage product for your homebuying needs.

  • Veteran father and his son
    Published on

    What are the Benefits of a VA Loan?

    If you’re a current or former member of the U.S. Military, you may qualify for a VA loan, which allows you to purchase a home without a down payment. That’s just one of the advantages you receive from a VA loan. Keep reading to explore the additional home loan benefits of VA loans.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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