Headshot of Rick Benitez

Rick Benitez

Branch Manager

Team Rick Benitez

NMLS #289688

1859 First Street
Livermore, CA 94550
tel Phone
(925) 583-2510
cellphone Cell phone
(925) 260-6051


About Rick

Rick strives to use his experience of over 24 years as a mortgage professional to provide consistent, impeccable service to each and every family he works with. His clients value his ability to keep them up to date during the loan process, as well as keeping them informed of the latest market conditions and trends via his phone, mail and email communications.

His network of area professionals will often assist his clients with their estate, financial and tax planning needs too. He finds that his clients appreciate this proactive approach in seeing to all of their financial needs.

While away from the office, Rick enjoys traveling with his family and watching his 3 children participate in their sporting events. His wife of over 20 years, Kelli, is a former elementary school teacher in the San Ramon Valley School District.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Quick Contact Form

Send me a message below or give me a call at (925) 583-2510