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Michael Silva

Branch Manager

Team Silva

NMLS #290794

Awards

About Michael

Hi, I’m Michael, and with over 21 years of experience as a mortgage professional, I’m dedicated to providing consistent, impeccable service to every family I work with. My clients value my commitment to keeping them informed throughout the loan process, as well as my efforts to update them on market conditions through annual reviews and monthly newsletters. These qualities, combined with my honesty and integrity, make me accessible both professionally and personally.

Whether you’re purchasing your first home, refinancing, or investing in a property, I offer a range of loan options tailored to your goals. I’m proud to help clients in Pleasanton, CA and beyond, providing the expertise you need to navigate the mortgage process with confidence.

With the support of America’s #1 Retail Mortgage Lender, I’m committed to making your home financing experience smooth and successful. Let’s work together to achieve your homeownership dreams!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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Send me a message below or give me a call at 925-905-8448