-
354 Cypress Drive, Unit 3 Tequesta, FL 33469 Mobile (772) 285-9095 Tel (561) 805-3608 [email protected]
-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
-
- Purchase
- Refinance
Michelle Dyer
I’ll be with you every step of the way
Hi, I’m Michelle. I have deep roots in South Florida. growing up in Martin County and graduated from Florida Atlantic University with a Bachelor of Arts in Marketing. I began my career in the mortgage industry over 20 years ago, dedicated to helping people make the place I call home their home. I’ve continued this mission through various real estate markets, now serving my community out of Tequesta, FL.
I thrive on helping clients achieve their new home dreams by offering creative financing solutions. I’m committed to industry integrity, high-level communication, and an open-door policy for up-to-date lending insight from application to closing and beyond. Whether you’re buying your first home, your next home, or a vacation destination, I look forward to making your mortgage feel like a win with America’s #1 Retail Mortgage Lender.
In my free time, I enjoy yoga, hiking, and traveling with my family. My passion comes from building new relationships and staying connected with lifelong clients.
Michelle’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.