Headshot of Amber Garofalo

Amber Garofalo

Branch Manager

The Amber G Team

NMLS #518359


About Amber

Amber Garofalo is proud to offer an extensive background in originating, processing, underwriting, closing and servicing mortgages. This vast experience brings customers the highest level of service from application and beyond closing.

Amber has been in the industry for over two decades and has helped thousands of families achieve the American dream of homeownership. She is a Certified Mortgage Planning Specialist and helps clients at all stages; first time homebuyers, downsizing clients, and building. CCM is licensed in all 50 states, meaning Amber has a network to get you connected. She holds her own licenses in Minnesota, Wisconsin, Florida and Colorado and is known as “the Florisota” connector for vacation homes, owning multiple properties herself.

Amber provides a seamless mortgage process via the team approach. She has built a well-groomed and respected team in the industry that ensures the highest level of service and commitment to clients.

Amber is proud of the team’s numerous mortgage industry accolades. These include: Scotsman Guide Top Producers; MN Monthly Award for Best Mortgage Professionals and MSP Magazine Super Mortgage Professionals; each award standing for several years. Amber is a graduate of The CORE Training, an elite mortgage professionals coaching program. Amber is a member of the CCM NOW (Network of Women) group comprised of top female loan officers. She is also a television host for the Emmy nominated American Dream TV series, filming monthly segments for Financing the American Dream and a local show on CBS and The WB, Selling the Twin Cities.

Amber lives between Stillwater, MN and Lake Worth Beach, FL and is married to husband, Joe, with two children, Megan and Gavin. An animal lover having grown up on a farm in rural Wisconsin, they have an amazing Belgian Malinois dog, Marzi. Fun fact: Amber loves traveling and is a licensed pilot. She has been flying since age 16 and still flies recreationally.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


The American Dream, CNBC, Bloomberg, Travel Channel logos

Financing the American Dream in Minneapolis and St. Paul

Amber is a host for the Emmy nominated American Dream TV series covering topics related to area culture and homeownership in the Minneapolis/St. Paul, Minnesota markets. Financing the American Dream airs nationally on CNBC, Bloomberg, the Travel Channel, and streaming. Selling the Twin Cities airs locally on CBS and The WB.

See Past Segments

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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