Headshot of Adam Kracht

Adam Kracht

Loan Officer

The Andrew Eckstut Team

NMLS #1218552

Adress
1216 N Front Street
Philadelphia, PA 19122
Contact Methods
Email
tel Phone
267-930-6444
mobile Mobile
(267) 644-7205
fax Fax
267-930-6444
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Adam

I am a trusted mortgage lender serving the local community with a smile! Delivering fast, efficient results to hundreds of families in the greater Philadelphia area.

Whether you're buying or refinancing, I will:

  • Explain every detail of your home loan.
  • Keep things on track through every step of the process.
  • Make sure you get to the closing table as quickly as possible.

I look forward to earning your continued business and referrals with a higher level of service than any other loan officer out there!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

First time homebuyers relaxing in the living room of their new home

Get up to $4,000 in down payment assistance

Your home starts here
Freddie Mac BorrowSmart AccessSM

 

Are you looking to live in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD? We’d love to help you buy your first home.

We’re proud to offer Freddie Mac BorrowSmart Access, a program that provides up to $4,000 in down payment/closing cost assistance based on Area Median Income (AMI) and other eligibility criteria.

To learn program requirements and apply,
click the button below!

Get Started

First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

Recent Posts and Articles

Blog

  • Woman with laptop on her cell phone prepares for mortgage rates to drop.
    Published on

    Mortgage Rates: How To Prepare For A Drop

    Prepare for future rate drops with our guide on mortgage rates. Learn how to improve your credit, save for a down payment, and explore loan options to get ready.

  • A two-story white house with a vibrant garden exemplifies homeownership and the considerations for the average down payment on a house.
    Published on

    What is the Average Down Payment on a House?

    Curious what the average down payment is on a house? Learn how factors like home price, loan type, and location influence what you need to save in this guide.

  • A happy family, husband, wife, and child, standing in front of their home window, showcasing the benefits of a Home Equity Line of Credit (HELOC).
    Published on

    What Is A Home Equity Line Of Credit (HELOC)?

    Explore how a Home Equity Line of Credit (HELOC) can fund major expenses and learn about the application process, interest rates, and the pros and cons.

  • Parent organizing and labeling boxes in living room to prepare for new school year.
    Published on

    Home Organization Tips For The School Year

    Prepare your home for the new school year with these organizational tips: set up homework spaces, reorganize rooms, optimize the kitchen, and find storage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Adam was phenomenal during the whole process. He answered all questions extremely quickly, even on weekends and after normal business hours. He made the whole process as painless as it could be and made everything a lot smoother. It also helped a lot to know that we could readily trust Adam to have our best interests in mind too. No complaints whatsoever. He went above and beyond and we are so thankful for his work!
John N.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

Quick Contact Form

Send me a message below or give me a call at 267-930-6444

By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.