Headshot of Natalie Malinowski

Natalie Malinowski

Loan Officer

The Billings Team

NMLS #2050805

354 Merrimack Street, Suite 315
Lawrence, MA 01843
Contact Methods
tel Phone
mobile Mobile
(339) 440-1676


About Natalie

I’m a tenured financial services professional, spending over 15 years serving the home financing industry. I’m excited to help you achieve the dream of homeownership and find the right solutions to fit your unique homebuying goals. When you’re making one of the biggest financial investments of your life, you want someone you trust in your corner. After graduating from Loyola University, I spent 10 years in personal insurance helping protect my clients’ most important assets. When you work with me, you’ve got someone who’ll go to bat and ensure the best possible experience.

I’m dedicated to taking an educational approach with my buyers and will be there every step of the way to ensure you get the best possible experience with communication that makes you feel confident. I specialize in conventional, FHA, and VA loans and am licensed in CT, MA, ME, NH, and FL. Whether this is your first home, vacation property, or an investment, I’m ready to help. Let’s get started today.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 351-203-8434