Headshot of Mark Junod

Mark Junod

Sr. Mortgage Advisor

The Junod Team

NMLS #582910

133 Mission Street, Suite 210
Santa Cruz, CA 95060
Contact Methods
tel Phone
mobile Mobile
(831) 600-4709


About Mark

I’m a Santa Cruz, California native with over 38 years of experience in the mortgage industry. I work together with my son, Lucas Junod, as a father-and-son team. We specialize in providing clients with expert advice, education, and communication about the home financing process to empower them to make well-informed financial decisions. Nothing is more important than working diligently to make your experience professional, ethical, and fun!

In the past, I’ve owned a mortgage brokerage firm, along with working for a mortgage banking company and a national bank. I was recognized as a top performer in developing professional relationships with individuals and business partners. My stellar reputation for integrity and professionalism speaks for itself – I’m honored to have helped more than 4,500 families over the course of my career, funding more than $1 billion in residential mortgages. Whatever your goals, I’m dedicated to providing you home financing assistance to get the job done.

Off the clock, I enjoy walking and hiking with my wife Laura, reading, cooking, and fundraising for the community through the Rotary Club of Santa Cruz Sunrise. My passion is skiing – particularly powder skiing.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later


Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

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*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 831-600-4709