Headshot of Natalia Ferreira

Natalia Ferreira

Senior Loan Officer

The Lorenzana Team

NMLS #1564839

3190 South John Young Parkway
Kissimmee, FL 34746
Contact Methods
tel Phone
mobile Mobile
(407) 485-6917


About Natalia

A mortgage professional for more than seven years, I provide service in English, Portuguese, and Spanish with a passion for what I do. I’ve helped many families turn their homeownership dreams into reality – and I’m excited to guide you from beginning to end, too!

Whether you’re a first-time homebuyer, downsizing, investing, or simply wishing for a change, I’m here to help you even before you make an offer on a property. I’ll sit down with you to look over your budget, income, and savings, providing a clear picture of what loan type and amount is realistic. With knowledge of many loan products, I’ll help you consider all your options so you can concentrate on making the right decision for your future. Together, we’ll make your mortgage feel like a win.

To that end, I have the knowledge and experience to simplify your home financing process. We’ll find the terms that are right for your budget, and my team and I will make sure your loan moves smoothly to closing behind the scenes so you can take possession of your new home.


  • Purchase and Refinance
A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI


Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

Start Here

Homeowners in their new kitchen

Get $6,500 in down payment assistance


We want to put homeownership within your reach. CCM Community Promise can provide $6,500 in down payment assistance if you live in a qualifying neighborhood in select cities.

You must live in an eligible census tract in these communities at the time you apply for your home loan, but you can purchase a home anywhere in the United States.

Start your pathway to homeownership. Get in touch to see if you're eligible.

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Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 321-282-3348