Headshot of Chad Lubben

Chad Lubben

Sr. Loan Officer

The Lubben Group

NMLS #447796

18716 W Catawba Ave, Suites C & E
Cornelius, NC 28031
Contact Methods
tel Phone
(312) 731-4939
fax Fax


About Chad

I am proud of my success as a multi-million dollar producer. My small-town Iowa upbringing and commitment to athletics helped shape my work ethic, commitment to education, and understanding of teamwork.

In 2021, I was ranked nationally as a Top Originator by Scotsman Guide and as one of the Top 1% Mortgage Originators in America by Mortgage Executive magazine. I have achieved national rankings as a top producer since 2006 and won many achievement awards at my previous companies.

I treat every transaction as if it were my own. My background in finance allows me to provide you with a well-rounded, insightful approach to your mortgage. I have special expertise in condo lending, mortgage bond trading (and how this impacts mortgage rates), and jumbo lending, but I am here for all of your home financing needs.

I graduated from the University of Iowa with a bachelor’s degree in business administration with a focus on finance and information systems. I was a regular member of the dean's list and graduated with a 3.63 cumulative GPA. I then began my career in finance at major national corporations, first as a financial advisor, and later as top producing loan originator.

As a kid watching the Chicago Cubs on WGN, I dreamed of moving to Chicago. I eventually spent more than 15 years there, living in and loving many neighborhoods throughout the city.

I now live just outside of Charlotte, North Carolina, in the Cornelius area, with my beautiful wife Kristen and my daughters Norah, Colet, and Parker. I enjoy watching sports, spending time with my family, and volunteering with my wife for the March of Dimes.

Meet The Team


  • Purchase and Refinance
  • Construction Loans
  • First Time Homebuyers
  • Jumbo Loans
  • Renovation Loans
  • VA Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (312) 731-4939