CrossCountry Mortgage logomark

Michael Owens

Sr. Loan Officer

The Michael Owens Team

NMLS #107434

1105 Via Corso Ave, Offices 2 and 3
Simpsonville, SC 29681
Contact Methods
tel Phone
mobile Mobile
(864) 907-2678
fax Fax


About Michael

My goal is to make your mortgage experience pleasant, exciting, and enjoyable. Over the last 25 years, I’ve helped thousands of people through one of the most important decisions of their lives by earning their trust and sharing my expertise. After being named as one of the top 1% of mortgage originators in the country many times, I’ve proven I can make any homeownership dream a reality.

When you work with me, we will carefully discuss your goals and circumstances. If you’re a first-time homebuyer, I will share my experiences while answering your questions and walking you through the loan process. If this is not your first home loan, we will discuss some of the newer products that are available, and discover how staple programs like conventional, jumbo, FHA, VA, renovation, investment, and refinance have evolved to meet your current needs.

From application to closing and beyond, I look forward to giving you the level of communication and care you deserve.

My wife Jennifer and I live in Easley, South Carolina raising three great kids: Jake, Nick, and Summer. In my spare time, I love being with my family and keeping up with my kids’ activities and sports. I also play golf, enjoy live music, and go to the shooting range whenever I can.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 980-221-0777