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Michael Owens

Sr. Loan Officer

The Michael Owens Team

NMLS #107434

421 SE Main Street, Suite 200
Simpsonville, SC 29681
cellphone Cell phone
(864) 907-2678
fax Fax


About Michael

My goal is to make your mortgage experience pleasant, exciting, and enjoyable. Over the last 25 years, I’ve helped thousands of people through one of the most important decisions of their lives by earning their trust and sharing my expertise. After being named as one of the top 1% of mortgage originators in the country many times, I’ve proven I can make any homeownership dream a reality.

When you work with me, we will carefully discuss your goals and circumstances. If you’re a first-time homebuyer, I will share my experiences while answering your questions and walking you through the loan process. If this is not your first home loan, we will discuss some of the newer products that are available, and discover how staple programs like conventional, jumbo, FHA, VA, renovation, investment, and refinance have evolved to meet your current needs.

From application to closing and beyond, I look forward to giving you the level of communication and care you deserve.

My wife Jennifer and I live in Easley, South Carolina raising three great kids: Jake, Nick, and Summer. In my spare time, I love being with my family and keeping up with my kids’ activities and sports. I also play golf, enjoy live music, and go to the shooting range whenever I can.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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