Headshot of Dinky Warr

Dinky Warr

Loan Officer

The Palmetto Mortgage Group

NMLS #2353237

925 East Main Street, Suite D
Lexington, SC 29072
Contact Methods
tel Phone


About Dinky

While the mortgage process isn’t always easy, I’m sure to make it more entertaining than getting a root canal. I’m a loan officer who’s bilingual in Spanish and English. As a full-service provider, I’ve worked with first-time homebuyers, longtime homeowners, self-employed borrowers, foreign nationals, investors, and more. I offer a wide range of loan programs to get the job done, including:

  • Conventional mortgages
  • USDA home loans
  • FHA home loans
  • VA home loans
  • ITIN program
  • Signature Expanded 1099 program
  • Signature Bank Statement program
  • Signature Investor Cash Flow program
  • Refinance loans

I understand every client’s scenario is unique and that you’re about to embark on a big investment. I’m dedicated to guiding you every step of the way – from application to closing and beyond.

When we work together, you’ll find I’m willing to go the extra mile. When you call, I’ll be the one answering the phone, not some call center with elevator waiting music. Our conversations will be in simple terms without complicated lingo. I pride myself on providing a smooth experience with a few chuckles along the way. Over 18 years of experience in financing allow me to think outside the box – a skill you can count on to make your mortgage feel like a win.

Homeownership is about making your best memories with family and friends. That’s what makes all the hard work worthwhile. While I’m not an expert in quantum physics, I’m your guy for any mortgage advice. Call me to start your home financing journey today!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 803-309-2818