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800 Penllyn Blue Bell Pike Blue Bell, PA 19422 Mobile (610) 283-8702 Tel (215) 656-4038 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Sheldon Pinsker
- Loan Officer
- Blue Bell, PA Mortgage Loan Officer
- NMLS #206366
I’ll be with you every step of the way
Hi, my name is Sheldon, a loan officer in Blue Bell, PA, with more than 19 years of mortgage experience and over 30 years in the financial consulting sector. My education and previous experience have taught me the art of listening, understanding, and problem solving. These are the strengths my clients have come to value in me as their trusted adviser.
I’m dedicated to helping you reach your goals of homeownership or obtaining a more advantageous mortgage loan. I’m very responsive and will take calls during evenings and weekends – from new clients and referral partners alike. When you work with me, you can expect timely communication and accurate answers to all of your questions. You’ll find my approach to be positive and focused no matter what type of loan you seek.
Whether you’re buying, refinancing, or renovating, trust America’s #1 Retail Mortgage Lender to give you an outstanding mortgage experience.
Sheldon’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.